Should Our Kids or Kid's Kid Have to Grind

BNE said:
the dead don't need materialism. only borrow where its absolutely necessary.
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look, i ain't gonna develope an overwhelming sense of great decision making skills at a time like that...

i'm already in the shit.....plus i said borrow from the church.....they wouldn't even press me to pay it back considering the circumstance

they've picked up plenty of funerals from members when the family couldn't pay.....i would expect no differnt
 
I'on know Du.

I believe a parent should leave something behind to help aid that kid, that's just me. if it ain't no more than something they can go and pawn and get something from it, something should be left behind for your kids
 
Why not budget in a life insurance payment, you know folks will die, why not setup your kid with 100k to do right?

That should be (IMO) a item line in your budget next to the grocery line
 
Knock_Twice said:
I'on know Du.

I believe a parent should leave something behind to help aid that kid, that's just me. if it ain't no more than something they can go and pawn and get something from it, something should be left behind for your kids
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shit don't always work like that...

it's nice when it do....


but that entitled and expecting shit is unbecoming to me...i have a huge issue with entitlement and feeling you're owed something.....there's too many people who don't have shit for me to feel i'm owed anything....

i ain't get shit when my father died, and never looked for shit either....never asked for shit, and don't really expect shit to ever pop up.....

it just be like that...i don't expect shit from my mom either....she's extremely organized and a great planner, i wouldn't be surprised if she already set shit up for my kids and just skipped over me

she just turned 66 the clock is winding down
 
Knock_Twice said:
Why not budget in a life insurance payment, you know folks will die, why not setup your kid with 100k to do right?

That should be (IMO) a item line in your budget next to the grocery line
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i personally have like 2 or 3 policies out....i forget......
 
BNE said:
Which would you prefer:

A parent that spends a lot of money raising the kid, investing in their education n helping them access opportunities but doesn't leave an inheritance?
or
the parent who is bare bones bout raising em but on their deathbed turns out to have had a bunch of stocks n bonds?

inheritances run out quick.

It's good u have a supportive church like that. I dont think lavish funerals r a good idea but it isnt for me to say, do what helps u grieve
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never said lavish....just respectable
 
BNE said:
Which would you prefer:

A parent that spends a lot of money raising the kid, investing in their education n helping them access opportunities but doesn't leave an inheritance?
or
the parent who is bare bones bout raising em but on their deathbed turns out to have had a bunch of stocks n bonds?

inheritances run out quick.

It's good u have a supportive church like that. I dont think lavish funerals r a good idea but it isnt for me to say, do what helps u grieve
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I'd take the second option.

I'd want that stock and bonds action.

Investing in education means what again? last time I check 2 + 2 is the same in free public school as well as 5k-15k a semester private school but that's another topic. I hear that all the time, investing in a kid's education, but what education are you receiving? and when are you as a kid will get a (bang) on that investment? but again that's another topic.

I'd take the second option. I can't get full eating off of tears and failed investments (if it turns out that way).

What about you? I ask you the same question (?)
 
BNE said:
Have you seen how quickly people burn through lottery winnings? Inheritances aren't too different.

I see it as teaching a man to fish vs giving them fish. Make them profitable, or give them money and hope it lasts. Ideally do both but if I had to pick one, I'd invest in them while I'm still living.

That doesn't just come in monetary form either. Cld be providing care for grandkids while they continue their careers (daycare costs sink so many households) for a few years. U can invest in ur child professionally even when u aint got much in liquid assets.
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Agreed.

But how can you teach a man to fish when that man has no fishing pole?

The stocks and bonds are his fishing pole in this parable. It's good to know about fishing, but how can I start fishing with no materials?

But it goes back to teaching, why not teach and give me my stock and bonds. That teaching you doing, is better learned with materials IMO.
 
BNE said:
U can put ur preferences in the event of bein put on life support n shit in ur will. wills r important not just for assets. if u ever had kids, u cld put ur guardianship wishes in the event u or the other parent pass in ur will. serves a lot of purposes n saves ur surviving relations a headache.
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But I don't have kids, so in the unfortunate event that I do pass, my money which is all that I have will go to my parents which I'm ok with.
 
Ive had it relatively easy any lack of success or growth has always been on me. Id prefer to give my kid the same i had or better. And if i was rich rolling in dough they will be too young black entitled uppity kids
 
I think my son will be more spiritually balanced.He will also not have to grow up as fast as I did. As far as monetarily he will way more than I had did. But I still want him to grind because of want he wants out of life and not because that is what he had to do to survive like I did. Hopefully, he will see entrepreneurial side that me and his mother both have and choose that path. You can't get fired or layer off when it's your business.
 
Not really like i wouldnt foster it in them but if it happened id be cool with it. Black people ain't allowed to be uppity
 
If its like a deserved entiltement like an inheritance or they earned it then cool. Now being entitled to people and their time is not a good thing.
 
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