you'd have to ask that individual what they value more......i wont bother telling you which one most people in that position would choose
quick funny story.....when our office was downtown we'd get hit up all the time by people standing around outside the building.....homeless guy runs up on my coworker one day and says he needs money for food.....he tells him wait here, goes two buildings down and gets the man 2 sandwiches from subway....he came back and handed it to the man and before he could turn around good the man threw the shit on the ground and mobbed off mad
there may be a few people out there just down on their luck and needing an encouraging word and some humility.....most are just fine with some cash