This is a longer quote from his Fox News (already raising red flags) interview:
"I don't believe in a stimulus check," Ramsey told Fox News host Bill Hemmer. "Because if $600 or $1,400 changes your life, you were pretty much screwed already. You've got other issues going on. You have a career problem, you have a debt problem, you have a relationship problem, you have a mental health problem, something else is going on if $600 changes your life."
"And that's not talking down to folks," he added. "I've been bankrupt, I've been broke and I work with people every day who are hurting. I love people. I want people to be lifted up."
He makes his living "mentoring" people on how they can "better themselves" financially. In his view, stimulus cheques are the equivalent of "pissing on a forest fire".
Personally, as someone making just a tad over minimum wage, $600 to 1400 dollars would do a hell of a lot for me. I can pay rent and eat well on what I already make, the cheque would give me extra security. Security is important. Security frees you up to do things you might not have had the means for. Even if that's just freeing time up for yourself to enjoy life and destress.
He seems to be confusing "life changing" and "livable". There's nothing wrong with livability. Livability is urgent, hence an immediate cheque. Life altering decisions, many of which have already come and gone and have set you in your current predicament? Changes aren't happening overnight.
Besides, how do u even define life changing? By what standard? Is that owning a sports car? A mansion? Being able to take yearly trips to Jamaica? Or is it is the more down to earth, important issues like health, housing, wages, education and careers?
My problem with a financial advisors take on these issues is that they tend to take the position of "Here's how you make lot's of money, here's how you work (or con) the system", not "Here's how we change the economy, society and politics to better ourselves". It's individualistic to its core. It's not attacking the roots.