we discussed joint accounts in another thread. you were in favor, I was against.
you specified that there could be separate accounts for discretionary spending but that household expenses should, in your opinion, go into a joint account.
I strongly disagree with 100% of both incomes going into one account but YMMV
i just feel it cuts down on confusion and wasted energy
who wants to be transferring money to an account for a person they sleep in the same bed with every night? To me, thats just not the best use of my time or energy.