Do you have health insurance?

[Young_Chitlin]

Life insurance out the ass...

This is the goal to have term life insurance, 10 to 12 times my income

 

[DOS_patos]

This is the goal to have term life insurance, 10 to 12 times my income

start with term and move to universal at the end of the term with the money left over.

term with rop option gives you money to borrow against or you can have money at the end of the policy.

 

[AP3.0]

start with term and move to universal at the end of the term with the money left over.

term with rop option gives you money to borrow against or you can have money at the end of the policy.

wym

i have term now that has enough money to pay off the rest of my house and to give to my daughter (for now...might have another kid...who knows) but regardless...it will be left to my children...so...at the end of lets say, 30 years...you saying move to a universal one?

what are the pros/cons?

 

[DOS_patos]

wym

i have term now that has enough money to pay off the rest of my house and to give to my daughter (for now...might have another kid...who knows) but regardless...it will be left to my children...so...at the end of lets say, 30 years...you saying move to a universal one?

what are the pros/cons?

ill explain in more detail in a bit....im running errands before dinner

 

[Mooney]

Ever since I been off my mommas

 

[shutupGabi]

Yea from one of my jobs but I dont work enough to get em lmao

 

[willhustle]

But do you go to the doctor?

Yes. I make it a priority to go twice a year. Once for a physical & a second visit for med refills. (Asthma & Back pain)

What I hate about health insurance is fighting about my meds b/c the insurance decides not to cover a certain inhaler after awhile.

 

[Loquacious]

So I missed open enrollment. Went to healthgov to find a plan and they talking bout $300+ monthly. Nah fam. What’s wrong with them?

 

[mike030270]

Was about to type my auto insurance until I read the OP...

Blue Cross Blue Shield for now

 

[Loquacious]

It’s crazy because the same plan is $33 for my coworker. But mine $300+.

NAH NAH.

 

[Nobody]

How much did you miss open enrollment by? If it's not too long then call hr and give em a excuse and they'll make an exception in most cases

 

[Loquacious]

How much did you miss open enrollment by? If it's not too long then call hr and give em a excuse and they'll make an exception in most cases

It closed on the 2nd

 

[mike030270]

It’s crazy because the same plan is $33 for my coworker. But mine $300+.

NAH NAH.
View attachment 398291

There's a lot of factors into it

 

[iamtheville]

Humana. It started here in the ville. My shits free for me but if I had a family it would cost me 600 dollars a month. But if I was still in the field it would cost me nothing and I could have 20 kids and it would still be free. Go figure

 

[Loquacious]

There's a lot of factors into it

Well I ain’t doing it

 

[Chicity]

United

Its aight I guess

 

[Lord Nemesis]

Blue Cross Blue Shield

 

[OhMars]

Cigna
No problems yet.

 

[Lou Cypher]

Blue cross blue shield playaaaaa

 

[AP3.0]

I missed open enrollment last year to get my health savings card. Never again.

I fixed my shit on the first day of it this year