I have a mix of Blink and Tapo. I have a subscription for Blink 'cause you pretty much can't have the shit without one. The Tapo joint doesn't need a subscription and records to an SD card. I have this one overlooking my front door:
Video quality ain't as good as the Blink shit, but I don't need a subscription to use it either. If I want to access the cameras while I'm away from the crib I'll need to pay for their cloud service. I like them enough that I bought two more, one for the side door/driveway and another to keep watch between the houses. I got a couple of 256GB cards for the cams to make sure I get everything.
Also, the Tapo cams are directly accessible from a PC running iSpy or VLC.