Lets talk credit and credit cards?

[grYmes]

Capital One is gonna probably be the first credit card I apply for after my bankruptcy discharge

They kept sending me offers even though they were part of my bankruptcy lol

Capital One don’t care long as you have a pulse they’ll give you money. APR maybe high as fuck tho. I got a car loan from them ten years ago I paid it off as quick as I could cuz the interest was insane. I was at a bad spot at that point tho.

 

[Mod_Ro]

Join a credit union if you can. Also open up a line of credit at like a jewelry store. Buy something pay it off quickly as a close homie/family (who's responsible)to add you on their credit so you can piggyback off their credit history.

That'll help your credit grow

I already got a navy federal credit union debit card. Gonna get their secured credit card eventually

 

[Mod_Ro]

My credit score about to shoot through the roof now that my loans are forgiven!

Will you be getting any new credit cards perhaps?

 

[Loquacious]

Will you be getting any new credit cards perhaps?

Hell no. I’m gonna pay off the one I got and get away from credit cards.

 

[Loquacious]

I can’t lie, the perks were wonderful.