Welcome To aBlackWeb

Register

Spinoff. What is being financially ready for kids?

DOS_patos

DOS_patos

Unverified Legion of Trill member
I often hear that people won't have kids until they are financially ready.

But what does that mean?
Is it about savings! Job stability?

Help me understand.
Situations can change at the drop of a hat and savings can be wiped out overnight.
Jobs can downsize or just drop you due to whatever reason they feel.
One mate can get sick and that can cause financial problems.

So how can you ever be financially ready for kids when financial stability is not promised due to economic instability?
 
Also,
With the more money you make the more expensive the options that open up to you.

While you may have only been able to afford the local daycare at one point...you may think the school that teaches dual languages is better on eyou are able to afford it.
 
I don’t knock people who wanna be financially ready by their own definition. However, I see a lot of people say they wanna be financially ready and blah blah to have a kid and end up never having kids or being old af and having kids.

Circumstances can change for the better or the worse. I wasn’t ready at all when I first got pregnant. I was still living with my damn mama. The second time I got pregnant I was living with my then boyfriend and we weren’t financially ready but we wanted the kid. I’m actually happy I didn’t wait. We have fallen on hard times but my son has never suffered from it. Only thing I’m glad I didnt do was have more children with my ex because being single with multiple kids probably would’ve fucked me up. I doubt the kids would’ve suffered but I know for damn sure I would’ve been stressed to no end.
 
I wasn't financially ready for child support on top of supportimg a child when they were with me.
 
It's partly an excuse I know at least for me.
I'd love to have a grip in savings for them lil muhfuckas whenever they arrive but even if i had it, I'm still not about to run out and impregnate no chick, not yet anyway.
 
As long as you and ya s/o are working and can maintain the the added necessaries that come along with having a child (formula, diapers, constant clothing and day care).. The main thing that is needed is a good benefit package that covers hospital expenses.
 
One thing I learned about life is as long as you dont give up shit works itself out.

I've always tried to overplan my life on some I cant get married until this and no kids until that while most my friends never planned a day in their lives. Looking back the ones that said fuck it and got married while being broke and having dead end jobs or the ones that had kids are all good. Somehow they grinded and shit worked out.

Me on the other hand im still waiting till when im ready. Saddest thing is I lost 2 of the best chicks I'm probably gonna get cause I wasnt "ready"

Wish someone would have told me this shit when I was in my early twenties but my hard headed self wouldnt have listened anyway
 
It varies. Money can substitute support systems and support systems can substitute money.

Quick example:
If you have a semi- retired aunt that your kid loves, that saves money you would've spent on daycare and still allows you to work.
If you don't have family who can watch your child but you've got money for a montessori preschool or a personal nanny to play with the toddler in the park opposite your office, that works too.
If you own your own business and are able to make money while watching your kid yourself, that too works.

I'm hesitant to put a price sticker on it.
 
At a basic level, I don't think there's a financial number cause things can always change. For me, it was more of a mental and habitual stability level I needed to get to... so when times get hard are my habits solid enough to get through it. Am I resilient enough to get another job or start a business if I lose one? Will I still save money when I'm up as I would when I'm down? Can I still make level headed financial decisions when shit get rough. Once I was able to answer those type of questions AND address the answers that weren't good, I felt stable enough to start having kids even though I wasn't making a lot at the start.
 
Anything can change. I think for many people they see being financially ready as being able to afford all the diapers, wipes and etc.

I swore I wasn’t ready however, having my daughter did bring out the best in me. So I feel they come right on time, even when we may feel otherwise.
 
Hazel said:
Anything can change. I think for many people they see being financially ready as being able to afford all the diapers, wipes and etc.

I swore I wasn’t ready however, having my daughter did bring out the best in me. So I feel they come right on time, even when we may feel otherwise.
Click to expand...
Good way to put it.
My lil ones did force me to go extra hard when I might have been lazy.
 
DOS_patos said:
Good way to put it.
My lil ones did force me to go extra hard when I might have been lazy.
Click to expand...

Crazy thing is I was pregnant, didn’t even know it and working overtime at FedEx. I ended up experiencing excruciating pain and found out I was pregnant. I thought I was losing her but nope, she had plans to stay and...now I stare at her big ass head.
 
No such thing as financially ready. U hear about what its like to have children all the time but u never truly know until u have them. And thats why ppl can be so reluctant.

I always knew i wanted one but was pushing it off for the 'right time'. Me n mine always said if she got pregnant we're keeping it so we eventually got careless, she got pregnant n i couldnt be happier.

Stubbornness and hard headedness can get in the way of a lot. The only logic u need is do u have sustainable income for urself? Bc if u do then u can make it work with a child. Ull find a way if it comes to it.
 
Hazel said:
Crazy thing is I was pregnant, didn’t even know it and working overtime at FedEx. I ended up experiencing excruciating pain and found out I was pregnant. I thought I was losing her but nope, she had plans to stay and...now I stare at her big ass head.
Click to expand...
She get it from her mama
 
You must log in or register to reply here.
Back
Top