LUCIEN
I hate getting punched in the head
Maybe, there are several factors that would be involved in making that decision, the primary of which is "Is my neighbor a threat to my business?"
I look at this from a "cost of doing business" perspective. All my work is online. I get my clients and get paid through Upwork. The money is then deposited in my business PayPal account and from there I send it to my bank account. Depending on how much money I make in a calendar year and how many transactions I have in that year, PayPal might hit me with a 1099K form AND they'll report the money that flowed through their service as income to the IRS.
The only difference between me and them chicks is the nature of the work performed: I work in tech, they show skin. Aside from that there's no difference as far as the the business aspect of it is concerned: A part of making money online is you have to pay your taxes. Every year that I've been taking care of my family like this I've filed a Schedule C along with my 1040. That comes with the territory and no one is exempt from it. I always make sure my paperwork is tight 'cause I went through an audit a little over 10 years ago and the shit wasn't cool in the least bit.
Somehow, these chicks think they don't have to pay taxes on the money they make; that simply isn't true. If you earn more then $600 in a year doing whatever, you owe taxes; this is just a wake-up call for these chicks to get their business in order.
Doesn't funnelling your money through paypal cost you a few percents due to their service fee structuring?