Agent_Ro

Tether please!!

2022 ABW Sexiest Male Poster

• Nov 27, 2024

• #101

Golan said:

Discover it® Cash Back Credit Card | Apply in Minutes

We match all the cash back earned at the end of your 1st year! $0 annual fee & 2X cash back your 1st year. See terms & apply today!

www.discover.com

Apply and see what happens.

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That’s what I’m gonna apply for once this bankruptcy is over

 

Suckio Andretti

Core Four

Mod Squad

• Dec 15, 2024

• #102

Whoa I was going to upgrade to Amex platinum but that $700 annual fee

 

KingBlafy

Active Member

• Dec 15, 2024

• #103

I got really good creadit
But not a lot of money
I ain’t going into debt
I pay my bills on time

Credit is just saying / showing “you can give me XYZ amount and I can pay it back right on time”. It’s Christmas season so I’m using my credit card more and probably won’t use it again for a while. I don’t know anyone else’s finances or how often they use their credit card, but I like to use it Bi monthly.


I was thinking of just putting SOME of my bills on my credit card so I can just have monthly payment only on my credit card.

 

Mr BFK

Active Member

• Dec 17, 2024

• #104

Suckio Andretti said:

Whoa I was going to upgrade to Amex platinum but that $700 annual fee

View attachment 1434860

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if you travel a lot

and have certain subscriptions

then the fee is a wash.....it's pretty much free once the benefits kick in over the year

 

Suckio Andretti

Core Four

Mod Squad

• Dec 17, 2024

• #105

Mr BFK said:

if you travel a lot

and have certain subscriptions

then the fee is a wash.....it's pretty much free once the benefits kick in over the year

Click to expand...

Ehhh maybe once I pay my current card off I’ll upgrade

 

Vagrant-718

Active Member

• Dec 17, 2024

• #106

Thought about getting the Amex plat but went with the sapphire reserved

 

Agent_Ro

Tether please!!

2022 ABW Sexiest Male Poster

• Dec 17, 2024

• #107

Bankruptcy went through today. I’m officially discharged in February

 

OGDirtyD

NAWF ATLANTA 🤟

• Dec 17, 2024

• #108

Agent_Ro said:

View attachment 1435773

Bankruptcy went through today. I’m officially discharged in February

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Damn Ro Bankruptcy? In all seriousness will they approve a good credit card right after that?

 

Agent_Ro

Tether please!!

2022 ABW Sexiest Male Poster

• Dec 17, 2024

• #109

OGDirtyD said:

Once again if you ain't got a credit card and using on your daily
Damn Ro Bankruptcy? They going give you a credit card after that?

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Yep. Eventually

 

OGDirtyD

NAWF ATLANTA 🤟

• Dec 17, 2024

• #110

Agent_Ro said:

Yep. Eventually

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Does it clear your record from it being reported on your credit?

 

Agent_Ro

Tether please!!

2022 ABW Sexiest Male Poster

• Dec 17, 2024

• #111

OGDirtyD said:

Does it clear your record from it being reported on your credit?

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It’s on my credit report for 7 years. I pay none of my credit card debt

 

OGDirtyD

NAWF ATLANTA 🤟

• Dec 17, 2024

• #112

Agent_Ro said:

It’s on my credit report for 7 years. I pay none of my credit card debt

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Not too bad at all. Thought it would be a bigger hole.

 

Agent_Ro

Tether please!!

2022 ABW Sexiest Male Poster

• Dec 17, 2024

• #113

@AZTG

My discharge date is in February. Should I wait until then to apply for a secured card or should I try now?

 

AZTG

OG

• Wednesday at 11:51 AM

• #114

Agent_Ro said:

@AZTG

My discharge date is in February. Should I wait until then to apply for a secured card or should I try now?

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Good shit my bro. I know you feeling like a huge weight been lifting off your shoulders.

Idk the answer to your question though. I feel like you lose the secured credit card with everything else when they all get discharged. I would ask your lawyers office.