How much credit card debt do you have?

[Big Lurko]

And how do you plan to adjust for the new year?

 

[Suckio Andretti]

Right now $10K but that’s not too bad

As far as adjustment, it’s only that high because I been focusing more on car payments and other stuff over the credit cards

Cards will be paid off by the end of February

 

[Rubato]

$0

Since 2015ish

 

[Agent_Ro]

Too damn much

 

[konceptjones]

About $5k. I'mma pay it off and only use the shit for absolute emergencies moving forward.

 

[Elzo69Renaissance]

2500 and not even sure how I got that

The only reason why I’m not at an 800 credit score is cuz I don’t use credit cards enough

Which is stupid

 

[Tayboo]

$356.79 like Elzo I don't really use my credit cards. I like using cash. If I don't have the cash for something then it wasn't meant for me to have.

 

[SeaSnake]

Right now like 357. But only had my card maybe two years and limit not that high

 

[Big Lurko]

$356.79 like Elzo I don't really use my credit cards. I like using cash. If I don't have the cash for something then it wasn't meant for me to have.

I believe that to a certain degree. Even when i have the money, ill still pay credit and then pay bill off end of month or middle of the following month. Just doing that over the years got me in the 8’s.

 

[Big Lurko]

2500 and not even sure how I got that

The only reason why I’m not at an 800 credit score is cuz I don’t use credit cards enough

Which is stupid

Them late nights at harolds chicken n waffles will do it to u lol

 

[already home_17]

mind your business, bruh

 

[Elzo69Renaissance]

But I ma pay my shit off then get a card w crazy benefits

 

[RodyRod]

About $100. If i don't have the cash i don't swipe and i pay the expense as soon as i make it.

I try to only use it to build my credit up...

 

[Big Lurko]

Recently daycare got me like

 

[Elzo69Renaissance]

Them late nights at harolds chicken n waffles will do it to u lol

Lol more than likely had to pay for something for somebody else I’ll check later

 

[Elzo69Renaissance]

Recently daycare got me like

How much y’all pay for that shit I’m trying to see if I’m getting robbed

 

[Elzo69Renaissance]

Wild shit is the 2 credit cards I got are card I got in college for a free pizza and a t shirt lmao

Luckily I have gotten credit increases on a yearly basis so my credit limits are pretty high

 

[Tayboo]

I believe that to a certain degree. Even when i have the money, ill still pay credit and then pay bill off end of month or middle of the following month. Just doing that over the years got me in the 8’s.

Yeah I know that's a good practice, but then when it comes time to use it I just pay the cash. The only reason I even got a credit card was to use when booking things for travel.

 

[SeaSnake]

Recently daycare got me like

That shit used to be like 300 something a week when my daughter was younger I’m assuming it’s like 500 now

 

[Elzo69Renaissance]

Lol at 300 a week

Southerners got it so much easier