RespectI don't have a problem with folks like you and Sion who actually follow up with advice, Sion has also helped me out in the past too with some moves, or just the realities of what running your own entails. But you hit the nail on the head...now everyone wants to be an entrepreneur. Just like I said the shit is a status symbol and people usually have no idea what it will take. How many more lash technicians do women need? This situation has exposed the "flip a house" shit too because now you got a bunch of "landlords" with no idea of how they'll upkeep their property because their tenants are now in a place of financial strife as well. But just a month ago it was "Flip a house it's easy to go buy some property and fix it up". I'm not even against giving folks gems on what to do once the world gets turned back around, but to be telling folks who are already living check to check and will now be missing several checks, the "invest now" shit will ring hollow as fuck
If a person has the financial means to invest they definitely should put money to work now. Now there are inherent risks but that's something to discuss with your financial advisor if they have one. Ultimately there's no amount that's good to start with, it's what you can afford to put away. I get that sometimes @DOS_patos says things that don't come out right and people say "well it's easy for you since you got it like that" but he had to start somewhere to get anywhere.
If the person is in a state where they can't then lets sit at the table and figure out how we can help set you properly so that when these crises happen again (and there will be another I guarantee since you get at least one sometimes two in a decade) you're not completely fucked up.
My biggest gripe my man are the people who are making some money but dont prioritize more important things like their kids education (and there are government programs where you can get free money to start), saving for a rainy day, having a 401k or so forth BUT can be on IG with the latest rides, taking exotic trips, big ass shoe collection, balenciaga bathing suits, or whatever these kids are into. If you have the means to great, if you don't and need assistance I still recommend sitting with your financial advisor to find a solution. Lots of people don't know the major banks have deferral programs now to help if you are impacted by job loss due to COVID-19, a lot of people aren't aware of how to sign up for the COVID-19 relief, if you're a student there's also relief. If they don't know then they dont know and my issue is when people purposely neglect these things when they have a choice.
My PMs are always open and no question is stupid to ask.