I'm on Youtube again and the Earnin app commercial played again before the video. The dude want to take his girlfriend to the movies but he don't get paid until next Friday. So in the process, he is going to use the Earnin app to draw money from in the meantime. I have 3 things to say. Why are you trying to go to the movies if you don't have the money? Why she can't pay for the movies, if he don't got it? If you can't pay for a ticket to the movies, then the movies shouldn't be on your mind. Bad money management